v1.0 Platform Live

Unified rails for global liquidity.

Aggregate cards, SWIFT, mobile money and bank transfers into a single ledger. Engineered for cross-border orchestration at scale.

merchant.aspipay.dev
Metric
$4.2M
Metric
12,847
Metric
97.4%
PCI-DSS LEVEL 1SOC 2 TYPE IIISO 270013DS2 SECUREKYB / AML VERIFIED
Two accounts. One rail.

Built for individuals and enterprises.

Whether you're sending money to family or running a payments programme, AspiPay gives you multi-currency wallets on the same unified infrastructure.

Personal
App

Send, spend, receive — globally.

A pocket-sized cross-border wallet for everyday life. Move money to friends, top up airtime, pay bills, and spend online with a virtual card.

  • Multi-currency wallets in one balance
  • Send & receive by AspiPay ID or phone
  • Airtime, data & utility bill payments
  • Virtual cards for online spend
Enterprise
Business

Accept, pay out, reconcile at scale.

A full payments stack for merchants and platforms — online acceptance, bulk payouts, in-person aspiPOS terminals, and sub-accounts for every department.

  • Accept online payments — links, invoices, checkout
  • Bulk payouts, transfers & beneficiary management
  • aspiPOS terminals with offline mode
  • Sub-accounts & departmental spend limits

Unified Flow Engine

Routing four payment rails through a single reconciliation layer.

SWIFT / IBAN
VISA / MC
MOBILE MONEY
LOCAL BANK ACH / RTGS

FX Optimizer

Real-time mid-market rates with configurable spread and per-tier commission.

USD / KES+142.50
1.00 USD142.50 KES

Developer First

Integration in minutes, not weeks. Fully documented RESTful API with webhooks for every lifecycle event.

  • Idempotent money-movement endpoints
  • Sandbox environment with rail simulators
  • HMAC-signed webhook events
POST /v1/transfers
{
  "amount": 50000,
  "currency": "GBP",
  "destination": "UGX_MOBILE",
  "metadata": {
    "order_id": "9921-X"
  }
}

Ready to move money?

Join the financial infrastructure used by the world's most ambitious platforms.